What Is A Public Adjuster?

The Insurance Company has adjusters looking out for their bottom line, and so should you.

Public Insurance Adjusters are licensed professionals who assess the dollar value of your property loss and negotiate for you with the insurance company. Public Adjusters work hard to get you back to your pre-loss value. We have licensed and bonded professional public adjusters available to speak with you– just a phone call away– at 1-800-ADJUSTERS (1-800-235-8783). Adjusters are trained and ready to help you get the most for your property loss claim.
After a disaster causes a property value loss, or a total loss, the insurance company requires you to document your property damage claims and also to prove your losses. In many instances, the policyholder just wants to put his or her life back together yet is stuck working through a sea of unfamiliar insurance industry forms and complex language found in the insurance policy. When disaster strikes, the last thing you need is to deal with an insurance company and the paperwork that comes with the claim process. In fact, the insurance companies are hoping you will accept their first offer and that you wont have any help from a seasoned professional. That’s one big reason why Insurance companies make so much money.
For many policyholders, contacting a licensed professional adjuster can be a step in the right direction to help level the playing field. Your Public Adjuster will work on your side to value your losses and to negotiate with the insurance company. Help is available from a Public Adjuster who works for you. With serious money at stake- the money you need to repair the damage and get your property back to the value before the disaster— a public adjuster can help ensure the insurance company settles with you and pays all the compensation you deserve. It may be far more than the insurance company originally offers. With so much on the line, it make good sense to call 1 800 ADJUSTERS. Public Insurance Adjusters in the 1 800 ADJUSTERS network bring years of experience– from negotiation with insurance companies to the complex paperwork to proving property damage claims.

A Public Adjuster is an adjuster who works exclusively for you, the policyholder, instead of an insurance company. Many times allowing the Public Adjuster to handle your claim will get you a higher settlement and save you unwanted stress and headaches in a time of need. Whether for your business claim or your residential claim, the Public Adjuster finds hidden damage, files your claim, and works zealously to get you all the money you deserve to put your property back to a pre-loss condition. While much of the public may be unaware of Public Adjusters, these professionals are a valuable resource when disaster strikes. Your insurance company has one driving force: To maximize profits for shareholders and owners. That is private insurance; however, there is also public insurance. Public Adjusters fight to get the aggrieved property owner back to pre-loss value.

Public Adjusters are not allowed in all states. Currently 44 states provide legislation for the licensing, authorization of, and/or regulation of Public Adjusters, including: NY, NJ, CT, MA, ME, VT, NH, VA, CA, NC, SC, WV, MD, MO, OH, WA, OR, AZ, CO, WY, MI, MS, PA, FL, LA, and TX. Public Adjusters are not licensed in Alabama, Alaska, Arkansas, South Dakota, Virginia, and Wisconsin. Accordingly calls to our number placed from within these states do not complete at all and we do not accept applications for use of our number in these states. We strongly encourage the legislatures in these six states to step up and enact legislation that would authorize and permit Public Adjusters.